Call 1-800-922-1678, Monday through Friday, 8 a.m. to 4 p.m. to speak to a MSI representative. |
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| Desired Coverage |
Annual Premium |
Senior Citizen Premium |
| $5,000 |
$10.00 |
$9.00 |
| $10,000 |
$13.00 |
$11.70 |
| $20,000 |
$19.00 |
$17.10 |
| $30,000 |
$25.00 |
$22.50 |
| $40,000 |
$31.00 |
$27.90 |
| $50,000 |
$37.00 |
$33.30 |
| $60,000 |
$43.00 |
$38.70 |
| $70,000 |
$49.00 |
$44.10 |
| $80,000 |
$55.00 |
$49.50 |
| $90,000 |
$61.00 |
$54.90 |
| $100,000 |
$67.00 |
$60.30 |
| $110,000 |
$73.00 |
$65.70 |
| $120,000 |
$79.00 |
$71.10 |
| $130,000 |
$85.00 |
$76.50 |
| $140,000 |
$91.00 |
$81.90 |
| $150,000 |
$97.00 |
$87.30 |
| $160,000 |
$103.00 |
$92.70 |
| $170,000 |
$109.00 |
$98.10 |
| $180,000 |
$115.00 |
$103.50 |
| $190,000 |
$121.00 |
$108.90 |
| $200,000 |
$127.00 |
$114.30 |
| $210,000 |
$133.00 |
$119.70 |
| $220,000 |
$139.00 |
$125.10 |
| $230,000 |
$145.00 |
$130.50 |
| $240,000 |
$151.00 |
$135.90 |
| $250,000 |
$157.00 |
$141.30 |
| $260,000 |
$163.00 |
$146.70 |
| $270,000 |
$169.00 |
$152.10 |
| $280,000 |
$175.00 |
$157.50 |
| $290,000 |
$181.00 |
$162.90 |
| $300,000 |
$187.00 |
$168.30 |
| $310,000 |
$193.00 |
$173.70 |
| $320,000 |
$199.00 |
$179.10 |
| $330,000 |
$205.00 |
$184.50 |
| $340,000 |
$211.00 |
$189.90 |
| $350,000 |
$217.00 |
$195.30 |
| $360,000 |
$223.00 |
$200.70 |
| $370,000 |
$229.00 |
$206.10 |
| $380,000 |
$235.00 |
$211.50 |
| $390,000 |
$241.00 |
$216.90 |
| $400,000 |
$247.00 |
$222.30 |
| $410,000 |
$253.00 |
$227.70 |
| $420,000 |
$259.00 |
$233.10 |
| $430,000 |
$265.00 |
$238.50 |
| $440,000 |
$271.00 |
$243.90 |
| $450,000 |
$277.00 |
$249.30 |
| $460,000 |
$283.00 |
$254.70 |
| $470,000 |
$289.00 |
$260.10 |
| $480,000 |
$295.00 |
$265.50 |
| $490,000 |
$301.00 |
$270.90 |
| $500,000 |
$307.00 |
$276.30 |
Notes:
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1. Residential structures have a $250 deductible.
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2. Senior Citizen's Rates (at least 65 years of age) only apply to primary residence - does not include detached garage/outbuilding.
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| Desired Coverage |
Annual Premium |
| $5,000 |
$20.00 |
| $10,000 |
$26.00 |
| $20,000 |
$38.00 |
| $30,000 |
$50.00 |
| $40,000 |
$62.00 |
| $50,000 |
$74.00 |
| $60,000 |
$86.00 |
| $70,000 |
$98.00 |
| $80,000 |
$110.00 |
| $90,000 |
$122.00 |
| $100,000 |
$134.00 |
| $110,000 |
$146.00 |
| $120,000 |
$158.00 |
| $130,000 |
$170.00 |
| $140,000 |
$182.00 |
| $150,000 |
$194.00 |
| $160,000 |
$206.00 |
| $170,000 |
$218.00 |
| $180,000 |
$230.00 |
| $190,000 |
$242.00 |
| $200,000 |
$254.00 |
| $210,000 |
$266.00 |
| $220,000 |
$278.00 |
| $230,000 |
$290.00 |
| $240,000 |
$302.00 |
| $250,000 |
$314.00 |
| $260,000 |
$326.00 |
| $270,000 |
$338.00 |
| $280,000 |
$350.00 |
| $290,000 |
$362.00 |
| $300,000 |
$374.00 |
| $310,000 |
$386.00 |
| $320,000 |
$398.00 |
| $330,000 |
$410.00 |
| $340,000 |
$422.00 |
| $350,000 |
$434.00 |
| $360,000 |
$446.00 |
| $370,000 |
$458.00 |
| $380,000 |
$470.00 |
| $390,000 |
$482.00 |
| $400,000 |
$494.00 |
| $410,000 |
$506.00 |
| $420,000 |
$518.00 |
| $430,000 |
$530.00 |
| $440,000 |
$542.00 |
| $450,000 |
$554.00 |
| $460,000 |
$566.00 |
| $470,000 |
$578.00 |
| $480,000 |
$590.00 |
| $490,000 |
$602.00 |
| $500,000 |
$614.00 |
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Note: Non-residential structures have a $500 deductible.
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