Pennsylvania Department of Environmental Protection
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Talk to one of our experts. They can answer any questions you may have regarding your risk and the available coverage. Call toll free 1-800-922-1678, Monday through Friday, 8 a.m. to 4 p.m.





Picture of a residential house damaged by mine subsidence.

Premium rate reduction!

The Mine Subsidence Insurance Board has authorized a rate reduction effective July 1, 2012. Residential rates have been reduced an additional 16.7%. Non-Residential rates have been established at the same level as the residential premiums resulting in a 50% decrease. Please click here to look at the new rate charts. If you have questions or would like to increase your coverage, contact MSI at   888-357-2674 Monday through Friday between 8:00 AM and 4:00 PM.

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Underground coal has been mined in Pennsylvania for more than 200 years. It extends throughout 43 of our 67 counties.


Take a few minutes to learn more about mining, mine subsidence and how it can affect your home »
Over one million homes in Pennsylvania sit on top of abandoned mines. Most homeowner's policies do not cover damage caused by mine subsidence or mine water breakouts.

Find out if your home is sitting on top of an abandoned mine »
Coverage is affordable. Residential Coverage of $150,000 costs just $82.50 a year. Since 1961, we have paid out over $26 million in homeowner claims.


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Mine Subsidence in the News:

Channel 11 investigates: Areas most prone to mine subsidence (posted 5/10/13) (WPXI) -- PITTSBURGH — The calm of the country drew in John Goral's father.

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