What is Mine Subsidence? Picture of a residential house damaged by mine subsidence.
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MSI is now offering higher coverage limits! The maximum coverage amount has increased from $250,000 to $500,000. Please click here to look at the new rate charts. If you have questions or would like increase your coverage, contact MSI at   888-357-2674 Monday through Friday between 8:30 AM and 4:00 PM.

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Underground coal has been mined in Pennsylvania for more than 200 years. It extends throughout 43 of our 67 counties.

Take a few minutes to learn more about mining, mine subsidence and how it can affect your home »		 Over one million homes in Pennsylvania sit on top of old, abandoned mines. Most homeowner's policies do not cover damage caused by mine subsidence or mine water breakouts.

Find out if your home is sitting on top of an old, abandoned mine »		 Coverage is affordable. Residential Coverage of $150,000 costs just $97.00 a year. Since 1961, we have paid out over $24 million in homeowner claims.

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Subsidence Alerts:

Drifton home damaged by subsidence razed (posted 11/5/08) (The Standard-Speaker) -- A work crew with an excavating machine on Tuesday leveled one of two Drifton homes damaged in April when an old mine tunnel opened beneath the foundations. »